Your Umbrella Insurance Policy
Protecting against catastrophic losses, an umbrella insurance policy provides additional protection when expenses are greater than those covered by your primary insurance. Primary insurance may not always provide enough coverage in the event of an occurrence that exceeds the limits of your existing policy, however an umbrella insurance policy can take effect when the primary form of insurance is exhausted.
If faced with a property damage or bodily injury liability claim, or even a personal liability claim that lead to legal ramifications, an umbrella insurance policy may supply the safety net you need for financial security and peace of mind.
The Importance of Personal Umbrella Insurance Coverage
Umbrella insurance coverage is an important means for moderating risk, as it provides an extra layer of monetary protection. When an accident occurs beyond the limits of your standard auto, home, boat, or other insurance policy, umbrella insurance coverage may help cover remaining costs.
Your umbrella insurance coverage picks up where your liability coverage ends, shielding your savings, assets, finances, and even future income with an additional layer of liability protection.
Why You Should Consider Commercial Umbrella Insurance
Commercial umbrella insurance provides additional liability coverage above the limits of your primary business insurance policies. Without this extra layer of protection, a business owner would be responsible for liability costs that exceed the limits of their existing policies. By supplementing your current plan with a commercial umbrella insurance policy, you can feel confident that your organization is shielded from potential financial losses.
An Umbrella Insurance Policy for Personal or Business
It is important to work with an experienced insurance agent to find the right umbrella insurance policy for your personal or business’s unique needs. Our team can guide you through available policies and help you select a coverage option to protect your assets. Connect with a member of our team for more information.